семья

yulentciya


С каждым днём вы становитесь лучше

Every day makes you better


С Новым Годом! Happy New Year! Gott Nytt Ar!
семья
yulentciya






Вопрос дня: Подарки
семья
yulentciya
What kind of presents do you expect to receive on New Year's Eve?

РАБОТУ, МУЖА И ПУПСА. Ещё машину хочу, деревянный дом с видом на море, можно озеро, и яхту.

Sweet dreams of cat Vasya from the supermarket
семья
yulentciya





Swedish prince Carl Phillip
семья
yulentciya

Вопрос дня: Voulez-vous parler ...
семья
yulentciya
Which language(s) do you currently speak? If you could learn only one other language, what would you choose, and why?

I'd like to learn Swedish, Swedish, Swedish, Swedish, Swedish, Swedish,Swedish, Swedish, Swedish,Swedish, Swedish, Swedish,Swedish, Swedish, Swedish, Swedish, Swedish, Swedish, Swedish.
This is an exorcism!!!!)))
Swedish is so mild, melodious and lyric))) mmm I adore the way Swedish sounds!!))

Хочу выучить шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский, шведский.
Это заклинание!!!))))))
Шведский такой мягкий и мелодично-лиричный))) мммм обожаю его звучение!!))

Гордость и предубеждение
семья
yulentciya


Аааааа, какая сцена!!! А как хорош Мистер Даааарсииииии!!! Я без ума от Мистера Дарси!!
НУ КОГДА ЖЕ МНЕ ПРОИЗНЕСУТ ЭТИ ЗАВЕТНЫЕ СЛОВА: "I LOVE YOU....PLEASE TO MEET THE HONOUR OF ACCEPTING MY HAND!"

Volkswagen Steals Toyota's Crown as World's Largest Automaker
семья
yulentciya
The people want an empire, apparently, with that unassuming little black VW bug at the head of it.

The U.K.’s Guardian explains, "Volkswagen-Porsche has overtaken Toyota to become the world's largest car manufacturer as the German group benefits from state-backed stimulus packages around the globe." VW has "produced 4.4 million vehicles so far this year, outstripping its Japanese rival which has seen four million cars roll off production lines since January."

Ironically, VW reached the milestone in part by taking over Porsche – which it was forced to do after Porsche failed in an attempt to take over VW earlier this year.

"Of course," Autoblog notes, there is "some number play involved" in the Guardian’s numbers. "We're talking about the combined entity VW-Porsche, which has built 4.4 million cars to date, which is roughly 400,000 beyond Toyota's mark. However, Toyota halved its production earlier this year and shut down all its plants in February." VW also "benefited much more than Toyota from the European cash-for-clunkers programs," though Toyota saw more sales than VW spurred by the U.S. version of the car-swap program.

The news doesn’t just push Toyota down a notch. Jalopnik notes that VW has "passed Toyota and GM at the top of the heap." America’s largest automaker – the world’s largest just three years ago – now sits in third globally.

The change may not be permanent. The Guardian notes that Toyota "has the capacity to make 10 million vehicles a year but it expects to make seven million vehicles in 2009" as production picks back up. VW, however, may see its production increase long-term enough to stay ahead, or at least to take the title again even if it loses it later this year.

After all, Autoblog notes, "VW's also got the edge on Toyota" in the huge Chinese market, "where it has spent years introducing models."

Booming precious metal prices drive gold rush
семья
yulentciya
Go-go gold: Latest record prices confound predictions, have Americans turning in heirlooms

By Dave Carpenter, AP Personal Finance Writer
On 7:13 am EST, Thursday November 12, 2009

CHICAGO (AP) -- Gold futures climbed to a new high Thursday, giving another nudge to the gold rush on Main Street as some people scramble to turn in their old jewelry for cash.

AP - A display case is filled with some of the gold jewelry bought by Iannelli Diamonds on 47th Street ...
The price of the gold futures hit a record $1,123.40 early Thursday -- confounding market analysts who thought there was no way gold would remain so expensive when it first cracked the unheard-of $1,000 mark last year.

The remarkable run has implications far beyond savvy investors. In New York's diamond district, more people started showing up late last year to sell their gold, and the crush hasn't let up, said Anthony Iannelli, owner of Iannelli Diamonds.

"They're bringing in jewelry from the '70s and '80s they don't wear anymore," he said. "They're following the news and see prices are high. They realize they have a little cache, and want to take it out of the vault."

Typically, gold is a safe place for investors to park their money, not something they buy to make money. It doesn't earn any interest, and because it's always sought-after, its value tends to be fairly stable. For example, when gold first reached $1,000 it was in March 2008, shortly after the collapse of investment bank Bear Stearns. Investors bought it up then because they feared for the stability of the financial system.

This time is different. Investors -- think of them as the '09ers -- are buying gold to protect themselves against the falling dollar.

Currencies are weak investments around the world because of record-low interest rates. Foreign banks that hold substantial amounts of U.S. debt, such as China's, want to diversify their holdings. News earlier this month that India's central bank bought nearly $7 billion worth of gold from the International Monetary Fund triggered a frenzy of gold buying.

The surge has been remarkable. Gold is up 7 percent just this month, and 26 percent for the year. Some forecasters see it going to $1,200, $1,500 or beyond -- unless the buying frenzy comes to a halt.

Some analysts are panning the gold speculation.

"You just don't see increases like this over the short term" that last, says Steve Condon, director of investor advisory services for Truepoint Capital in Cincinnati. "This isn't materially different from gambling."

Nevertheless, people across the country are cashing in. More than 100 people a day now come to sell their gold at Ernest Perry's antique and estate jewelry store in Charlotte, N.C., up significantly in recent weeks.

But the rising price of gold has put a dramatic dent in jewelry sales, already suffering from the recession. Far fewer customers are looking to buy gold jewelry because of the soaring price, Perry said.

"I think it will just about kill the gold jewelry business" if the price rises and remains above $1,500 an ounce, Perry said. He predicted silver would become the primary metal used in jewelry if gold prices drive customers out of the market.

For the most part, though, demand for gold is coming from investors and speculators, not from people who actually want to use it. Demand for gold for jewelry and for industrial and dental uses was already falling during the second quarter, according to the latest data available from the World Gold Council.

Perry said customers looking to sell their gold should go to dealers with plenty of experience and expect to get, on average, about 70 percent of the current price. And there are other ways to get into gold than selling family heirlooms.

There are gold funds, publicly traded gold mining companies and gold bullion or coins, depending on what makes someone the most comfortable. No way is certain to be the safest or most lucrative.

And of course, there's no guarantee the bubble won't burst.

Gold prices could fall when interest rates rise, the dollar strengthens, or when optimism about the economy takes hold again, as happened briefly the first time gold reached $1,000. If that happens, the damage could be long-lasting: Gold reached $850 an ounce in 1980, then took 28 years to return to that level. (Gold's peak in 1980 is about $2,300 in 2009 dollars.)

Anyone who's not sure whether this is a good time to buy can take heart from a Goldman Sachs forecast on Wednesday that said gold prices could reach $1,200 by year's end. But it's hard to forget what happened with crude oil prices, which shed more than half their value in less than a year after peaking at $147 a barrel in July 2008.

No one knows when a seemingly unstoppable rally will end badly.

AP Business Writers Stephen Bernard, Candice Choi and Sara Lepro in New York contributed to this story.

Buffett's Berkshire buying Burlington Northern RR
семья
yulentciya
Buffett's Berkshire Hathaway buying Burlington Northern in deal valuing the railroad at $34B

NEW YORK (AP) -- Warren Buffett has made bets on railroads before, but now he's all in. The billionaire investor's Berkshire Hathaway Inc. on Tuesday agreed to buy Burlington Northern Santa Fe Corp., making a $34 billion bet on the future of the U.S. economy.


AP - FILE - In this May 2, 2009 file photo, Warren Buffett, CEO of Berkshire Hathaway, right, waves to ...



{"s" : "bni,brk-b,csx,ksu,nsc,unp","k" : "c10,l10,p20,t10","o" : "","j" : ""} Burlington Northern, the nation's second-largest railroad, is the biggest hauler of food products like corn, and coal for electricity, making it an indicator of the country's economic health. The railroad also ships a large amount of consumer goods -- including items imported from Asia -- from big Western ports like Los Angeles and Seattle.

Analysts say Buffett is planting both feet in an industry that is poised to grow as the economy gets back on solid ground. It would be the biggest acquisition ever for Berkshire Hathaway Inc.

Berkshire Hathaway already owns about 22 percent of Burlington Northern, and will pay $100 a share in cash and stock for the rest of the company. That was 31.5 percent premium on Burlington Northern's Monday closing price. The stock shot up over 28 percent Tuesday, to $97.66 in afternoon trading.

Shareholders have the option to convert their stock for a cash payment of $100 per share or receive Berkshire Class A or Class B common stock. Up to 60 percent of the deal is cash and 40 percent is in stock.

"Berkshire's $34 billion investment in BNSF is a huge bet on that company, CEO Matt Rose and his team, and the railroad industry," Buffett said in a statement.

"Most important of all, however, it's an all-in wager on the economic future of the United States. I love these bets," he said.

Berkshire's board also approved a 50-for-1 split of its Class B common stock for holders of smaller amounts of Burlington shares who opt for a share exchange instead of cash. The Class B shares rose $67.20, or 2.1 percent, to $3332.23 on Tuesday.

Berkshire owns stock in two other major railroads -- about 1 percent of the outstanding shares of Union Pacific Corp. and less than 1 percent of Norfolk Southern Corp., as of June 30. Buffett started investing in railroads in 2007, but has said he realized a few years late that railroads had become an appealing investment.

He thinks railroads are a key economic indicator because of the amount of retail and manufactured goods they haul across the country. "They do it in a cost-effective way and extraordinarily environmentally friendly way," he told CNBC. "I basically believe this country will prosper and you'll have more people moving more goods 10 and 20 and 30 years from now, and the rails should benefit."

Last week Burlington Northern reported third-quarter profit dropped 30 percent from a year earlier. Burlington Northern made almost a third of its money in the last quarter from shipments of consumer products from the West to major hubs like St. Louis, Kansas City and Chicago.

It's next largest segment was coal, at 27 percent of revenue, followed by industrial products -- like farm equipment, lumber and chemicals -- at 21 percent. The agricultural products segment -- 20 percent of its total revenue -- includes major crops like corn, wheat and soybeans -- much of that exported to China.

Burlington Northern serves more of the nation's major grain-producing regions than any other railroad.

Burlington has been one of the least optimistic among major railroads about the pace of economic recovery. CEO Matt Rose said consumers will be the driver of any improvement in the economy, but no one is buying yet. And coal shipments to power plants have fallen off sharply because of lower electricity demand. Burlington Northern hauls enough coal to power one out of every 10 homes in the U.S.

The coal hauled by Burlington Northern is mined from places like the Powder River Basin in Wyoming and Montana. It's lower in sulfur than the coal found in the eastern U.S., so its less polluting and in greater demand now that stricter emissions standards are being imposed on coal plants.

Berkshire owns major utilities that rely on coal through its MidAmerican Energy Holdings Co.

Analysts say Buffett is looking for an investment that will reap rewards for many years into the future, and isn't so concerned about immediate gains.

"(Buffett is) buying at the trough -- things aren't going to get much worse. He's getting in at a good time," said Art Hatfield, an analyst with investment firm Morgan Keegan.

Berkshire's biggest acquisition before BNSF was the $16 billion stock purchase of reinsurance giant General Re announced in 1998.

Hatfield said he believes Buffett went for Burlington Northern in part because of its good management team, an important aspect in any of the billionaire's deals.

Hatfield also said that Burlington Northern has been more progressive than its peers in developing new technology, making it more profitable. Major railroads have been able to slash costs during the recession by cutting jobs, parking railcars, improving train speeds and other moves that improved efficiency.

Railroads are much more energy-efficient than trucks because they use much less fuel. An average Burlington Northern train hauls as much freight as 280 trucks. Rails are also favored by some shippers because they can carry things that can't travel on highways, like hazardous chemicals.

Burlington Northern cut its total expenses by nearly a third in the last quarter. Labor costs fell by 17 percent from a year ago. Burlington Northern has drastically reduced its employees since 2007, as the recession caused freight demand to plummet. The company had about 3,700 fewer workers at the end of the third quarter than at the same time a year ago.

AP Business Writers Josh Funk in Omaha, Neb., and Deborah Jian Lee in New York contributed to this report.


Related Quotes
Symbol Price Change
BNI 97.59 0.00

BRK-B 3,385.00 0.00

CSX 47.75 0.00

KSU 28.93 0.00

NSC 51.80 0.00

Сотни тысяч Accord и Civic попали под отзыв
семья
yulentciya
Сотни тысяч Accord и Civic попали под отзыв

Honda Civic. Фото Honda


Автоконцерн Honda вынужден объявить об одном из наиболее крупных в своей истории сервисных отзывов, под который из-за конструктивных недостатков в системе активной безопасности подпадают почти полмиллиона самых популярных моделей японской марки.

Honda отзывает около 444 тыс. автомобилей Accord и Civic. Причина - бракованные подушки безопасности, которые могут разорваться из-за высокого внутреннего давления, в результате чего куски металла способны травмировать сидящих в авто пассажиров.

Из-за данной недоработки один человек уже погиб и несколько получили ранения. Служба безопасности дорожного движения требует от Honda и Takata (фирма-поставщик подушек) предоставить более подробную информацию, чтобы в полной мере оценить масштабы и своевременность отзыва.

Расследование началось 2 ноября. В тоже время, Honda отрицает свою вину и заявил, что собирается сотрудничать со службой безопасности дорожного движения, пишет Autorelease. Стоит отметить, что первый отзыв автомобилей по той же причине состоялся в ноябре 2008 года, в нем участвовали 3940 Accord и Civic 2001 модельного года.

?

Log in

No account? Create an account